Manpower Group Credit Analyst in Charleston, West Virginia
Credit Analyst- Charleston WV area
The Credit Analyst provides support to the Commercial/Mortgage/Consumer Lenders by conducting underwriting analysis and loan structure that accurately determines the credit worthiness of commercial/consumer customers and identifies and mitigates key risks.
Essential Job Functions
- Supports the Credit Manager and Loan Officers with credit underwriting efforts by
o Spread and interpret financial statements to identify and communicate issues regarding the all source documents. Entry level position and less complex loan request and documents.
o Analyzing cash flow analysis. Calculating risk.
o Prepare and deliver loan presentations for loan approval/rejections. Makes recommendations to committee.
o Conducting industry and company research on current trends.
o Conducting annual loan reviews for compliance and/or exceptions.
o Follows established bank policy and procedures and identify any policy exceptions.
o Provides high quality customer service to internal and external customers.
- Provides information by
o Communicating weekly status updates with lending officer and/or Credit Manager.
o Records motions by discount loan committee and provides copies to the appropriate recipients.
Non-Essential Job Functions
- Other duties as assigned.
Bachelor's Degree in Finance, business or accounting.
Zero to One years of experience in credit or financial analysis, lending or underwriting or equivalent combination of education and experience.
Proven experience and knowledge in financial and spread analysis, credit, lending and underwriting processes.
Previous experience working with various types of loans.
Working knowledge of credit risk legal and regulatory requirements.
Ability to perform cash flow analysis, analyze financial statements, tax returns and credit reports.
Strong computer skills. Proficiency in Microsoft Office.
Excellent interpersonal and customer service skills, tact and diplomacy in dealing with customers and employees.
Strong oral and written communication skills.
Strong analytical, problem-solving, organizational and conflict resolution skills.
The requirements listed above are representative of the knowledge, skill and/or ability required. Reasonable accommodations can be made to enable individuals with disabilities to perform the essential functions.
Must be able to sit, walk or stand for extended periods of time.
Must be able to travel for business related matters.
Manpower is an EEO/AA/ADA/Veterans employer.
Please apply directly at www.manpower.com or call 304.346.0093 for more information.