Tri Counties Bank Consumer Loan Processor in Chico, California

POSITION SUMMARYThe Loan Processor provides support of the consumer lending process, working directly with the consumer credit analysts and consumer lending specialists, as well as bankers. Controls work flow of applications throughout all stages of processing loan files. Provides a variety of clerical and other duties related to office activities.i Oversees clerical workflow when needed.i Provides superior customer service to departments and sales staff.iMAJOR RESPONSIBILITIESPerforms computer data entry.Prepares general correspondence as directed by manager or analysts.Supports analysts and consumer lending specialist regarding processing of loan applications.Provides branches with prompt, efficient and friendly service.Understandsi and can properly document and update consumer LOS systemMaintains integrity of database by logging in and maintaining updates of applications and files.Controls work flow of applications throughout all stages of processing loan files.Stacks loan packages per checklist prior to sending to Loan Center.Runs daily and periodical reports for management.Orders title and appraisal a for equity products and ensures proper documentation of each file in consumer loan statusAbility to identify and address request title company documentation and communicate clearly information requested Printing and distributing conditional items for review.Processes inter branch items for the Consumer Credit Department.i Understands and processes the mailing for properties in 1st deed of trust position and ensures proper compliance documentation for ECOA RegulationHandles multiple telephone lines professionally.Process title and appraisal invoices, working directly with accounting as well as approved vendors to ensure timely processingOTHER RESPONSIBILITIESMaintains a current understanding of federal and state consumer compliance laws, including but not limited to BSA Regulations, Information Security Guidelines, Identity Theft Red Flags, Equal Credit Opportunity Act/Regulation B, Truth in Lending Act/Regulation Z, RESPA, HMDA, Flood Insurance, Military Lending Act, SAFE Act, Fair Credit Reporting Act, Fair Lending and Unfair, Deceptive, Abusive Acts or Practices. Maintain a working knowledge of Consumer Products.Performs other work-related duties as assignedEDUCATION, EXPERIENCE AND OTHER SKILLS REQUIREDHigh school diploma or GED required.Ability to multi-task.Detail oriented and proficient in proofing initial packages.Excellent verbal and written communication skills.Proficiency with word processing and spreadsheet software.Able to utilize personal computers and Windows driven programs.POSITION LEVEL DISTINTIONGrade 9All of the above, plus the responsibility to review all aspects of HMDA data regardless of completeness. Ensure accuracy of the HMDA data by working with compliance and the appropriate banker. Perform and validate HMDA data to ensure HMDA LAR is complete.i Minimum 2 years lending experience.COMPANY PROFILEEstablished in 1975, Tri Counties Bank is a wholly-owned subsidiary of TriCo Bancshares (NASDAQ:TCBK) headquartered in Chico, California, providing a unique brand of customer Service with Solutions available in traditional stand-alone and in-store bank branches in communities throughout Northern and Central California.The Bank provides an extensive and competitive breadth of consumer, small business and commercial banking financial services, along with convenient around-the-clock ATM, online and mobile banking access.Tri Counties Bank has remained strong and profitable through a top-down commitment to its core values, sound business principles and responsible lending practices.Our success is also based on our involvement in the communities we serve. The personal touch comes naturally to Tri Counties Bankers. You may recognize us at business, school and non-profit events, baseball games and local eateries, skiing in the mountains, boating on the lakes, and fishing the local streams.Tri Counties Bank is an eq