Georgia Employer MORTGAGE UNDERWRITER in Duluth, Georgia

Requisition Number 18-0207 Post Date 5/11/2018 Title Mortgage Underwriter City Duluth State GA Description MORTGAGE UNDERWRITER We want to fill this position with a qualified applicant who would like to have a long term, rewarding career with our bank. Ameris Bank will be a high-performing community bank providing an exceptional customer experience with well trained, empowered employees. Applicants must be able to demonstrate our core values of: Integrity, Respect, Teamwork, Honesty and High Standards. Summary Job Description: A Mortgage Underwriter performs credit, income (including the ability to analyze tax returns) and collateral analysis. Responsibilities include making decisions in compliance with product and program parameters, issuing loan approvals and loan denials in accordance with company policy. The applicant must have a complete understanding of the Fannie Mae Desktop Underwriter System (FNMA DU), as well as Freddie Mac Loan Prospector (FHLMC LP). Other expectations include compliance with all policies and procedures for ensuring the loan decision meets all regulatory provisions and guidelines. The Underwriter must have a working knowledge of the Mortgage Electronic Registration Systems (MERS) and FraudGUARD. The applicant should be service-oriented, professional, friendly, and enjoy our fast-paced atmosphere.May be required to work weekend and/or extended hours. Regular, reliable attendance is crucial to our success. Qualifications Required Skills/Experience * Minimum three (3) years underwriting experience * Minimum five (5) years mortgage experience * Strong analytical and decision making ability * Thorough knowledge of Mortgage Insurance (MI) policies * Knowledge and proficiency in Government and Agency levels of mortgage underwriting * Strong communication skills, including the ability to write clear and concise correspondence * Ability to manage multiple tasks * Strong computer knowledge Desired Skills/Assets Federal Housing Administration Direct Endorsement (FHA DE) designation Veterans Administration Lender Appraisal Processing Program (VA LAPP) designation Proficiency in Encompass loan origination system A High School Diploma or GED is required. Please view Equal Employment Opportunity Posters provided by OFCCP here. The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c) Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities